Home Health

If you’re looking for an organic way to deal with pests this spring, you may want to consider making pyrethrum spray at home. Pyrethrum spray is one of the oldest and most potent organic means to getting rid of unwanted pests. It is made up of the dried petals of a little white daisy called Tanacetum cinerariifolium.

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One of the oldest pesticides known, pyrethrum is also the strongest insecticide allowed under National Organic Standards guidelines. Made from the dried flowers of a little white daisy now classified as Tanacetum cinerariifolium, pyrethrum insecticides are known for their fast knock-down of unwanted insects. Insects typically become paralyzed as soon as they come into contact with pyrethrum, so it’s often used in wasp sprays. Pyrethrum use in the garden should be undertaken with care and only after cultural methods that might manage a pest have been exhausted. Pyrethrum insecticides are highly toxic to bees, wasps and other beneficial insects, as well as to fish.  Continue reading…

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A new event is coming to Southern California that merges yard sales with antiques, vintage and commercial items, the Yard Sale Expo & Flea Market.  The event is hosted by Dan and Laura Dotson, auctioneers who have become famous through A&E’s TV show Storage Wars.  The event will give people the opportunity to sell their unwanted items like a garage sale but also give owners of antiques, collectibles and mom-and-pop shops an additional avenue to market their merchandise.  The creators are also hoping it will attract new clientele to the vendor’s brick and mortar stores.

Dan and Laura Dotson, the husband-and-wife celebrity auctioneers who’ve risen to fame in their co-starring roles on A&E’s hit TV show Storage Wars, are moving into new territory. Together with their longtime friends and fellow collectibles experts from Justuff of Redlands, Calif., the Dotsons are launching a new one-day mega-show – The Yard Sale Expo & Flea Market at the Fairplex At Pomona.

A family-friendly event that merges yard sales with antiques, vintage and commercial items, the Yard Sale Expo & Flea Market will debut on Saturday, June 29th on 50 dedicated acres of the conveniently located Fairplex in eastern Los Angeles County. The show’s hours will be 8 a.m. to 4 p.m.

The idea behind a mammoth swap meet that welcomes yard sale, flea market and antiques vendors came about after discussions between the Dotsons and members of the related Pierce, Heard and Matthews families, whose four generations jointly operate Justuff the Yard Sale Store. . .  Continue Reading

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Weather Changes Bring Out Pests

The springtime brings out the pests that have been hiding underground during the winter. These pests find their way into your home, but there are measures you can take to get them out. Ridding your house of pests doesn’t have to involve harsh chemicals, however; there are a number of environmentally friendly pest control steps you can take.

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The “greenest” way to manage pests, of course, is to make sure you don’t get them in the first place. “If you make your home a fortress and keep it sealed up,” says George Williams, the staff entomologist at removal service EHS Pest in Norwood, “and keep your yard protected and clean, you shouldn’t have any pest problems.” Inside the house, he recommends removing clutter, lessening moisture, covering trash, and sealing gaps around molding and small holes in the foundation, where rodents can find easy access. Outside, use no-spill bird feeders and keep them well away from the house, remove leaf litter, and trim trees and shrubs?—?“a highway for insects to get in,” he says?—?so they don’t touch exterior walls. Finally, “fences make good neighbors, but they also make good wildlife control.” A house with tight fencing won’t have skunks, and a physical barrier can discourage deer from approaching, too. Continue reading…

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Common Springtime Pests To Watch For

Spring weather brings both humans and pests out of hiding. Common springtime pests that threaten to ruin your enjoyment of the nicer weather include ants, crickets, mice, spiders, and mosquitos. There are things you can do to prevent these pests from getting in your home, however.

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The ground is thawing out, and we’re all emerging from our winter hibernation … including the pests we’d like to not have sharing our living quarters.

Ants, house crickets, mice and spiders are the biggest problems Brandon Wallace of Rock River Pest Control sees in spring. Box elder bugs are more of a fall pest, but they emerge in spring and can show up on warm, sunny areas like your garage doors or the side of your house.

Cluster flies also become active in the spring. They are not a health hazard, just a nuisance. The adults enter houses to hibernate, often in large numbers, and can be difficult to eradicate because they prefer inaccessible spaces, such as roof and wall cavities.

Preventing insects and other pests from entering your living space in the first place is your best bet. Continue reading…

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Using Thermal Imaging In Pest Control

A pest control company owner is starting to implement the use of infrared imaging to detect pest activity. Termites, which can be one of the trickiest pests to detect, produce a heat in the walls that can be discovered with the use of thermal imaging. According to this pest control expert, you can’t properly treat what you can’t accurately detect.

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In the pest control business, the first step before eradication is detection. And Charlie Roy of Ants Away Pest Control has a tool that makes that job a lot easier: a thermal imaging gun.

In 1998, after working for a national company, Roy started his business which was based in Racine until he moved to Bohners Lake in December.

About two years ago, Roy started using infrared imaging, also called thermal imaging, to find likely places for insects to hide.

It all started when Roy attended a seminar.

“This was about home inspection, and they were talking about moisture meters,” he said.

Roy did some research and learned in the West and South, where termites can be a problem, some companies were using thermal imaging to find them.

“(Termites) will develop a heat in the walls,” he said. Continue reading…

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Using BBB To Pick Pest Control

If you hate bugs, you are definitely not alone. And this time of year gets us clamoring for a way to get rid of them. If you’re considering hiring a pest control company, make sure you check out the companies you are considering through the Better Business Bureau.

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When the pest problem in your home gets too big for a flyswatter, or a do-it-yourself spray or trap, it’s time to call in a professional service. Take the time needed to select a reputable business, and make sure you’re doing business with someone you trust.

The Better Business Bureau (BBB) annually receives thousands of inquiries and complaints on the pest control industry. To make certain you are not left with more than just the insects as a point of annoyance in your life, the BBB and the National Pest Management Association recommend that you heed the following advice before signing a contract.

Check the Pest Controller out. Always check the company’s BBB Business Review and BBB Rating at www.mybbb.org. Continue reading…

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In an age where everything is fast and based in technology photographer Adam Ottavi is slowing down and says it feels great!  He is using a technique from Civil War days, called the wet-plate collodion process to create a unique individual portrait.  The project is part of an artist residency program at Bunnell Street Arts Center and photographs will be on display for the public.

In the days of cell phone and digital cameras, where applications like Hipstamatic and Instagram create photo effects of the 1950s, Fairbanks photographer Adam Ottavi has gone back even further in his exploration of historic photography.

This is not your father’s photography or even your grandfather’s photography. Forget 35mm film and Brownie cameras. For an artist’s residency at Bunnell Street Arts Center this month, Ottavi uses a photographic technique more than 160 years old, the wet-plate collodion process  — a technology so old that pioneer photojournalist Mathew Brady used it in his images of the Civil War. President Abraham Lincoln, one of the first U.S. presidents widely photographed, had photos made by Brady using the collodion process.

Don’t think quick, fast and cheap. Each 16-inch-by-20-inch plate must be handmade with expensive chemicals, like $300 for a jar of silver nitrate powder. Because the plate degrades quickly, the photo must be taken within minutes of preparing the plate. The plate itself is the finished art work, with images of modern subjects that look antique. .  . Continue Reading

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April Deemed “Pest Control Month”

Orkin is a national leader in pest control, and it is calling April “Pest Control Month.” The top cities for number of pest control treatments were announced to kick off the celebratory month.  Four of the top 5 cities each claim specific pests for their most common problems.

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Four of the top five cities on the list also rank highest for certain kinds of pests, also based on Orkin treatment data:

• Chicago claims the most treatments for ants, bed bugs, rodents and spiders;
• Atlanta the most treatments for mosquitoes;
• Los Angeles the most treatments for cockroaches and termites; and
• Washington, D.C. the most treatments for ticks.

“Pests are looking for food, water and shelter to survive and thrive,” said Orkin entomologist and Technical Services DirectorRon Harrison , Ph.D. “Once coupled with warm, spring weather, homes and businesses can become the perfect haven for pests.”

This doesn’t mean other cities are immune to increased pest activity. In a recent survey conducted by Orkin in 2012, two-thirds (67 percent) of respondents across the U.S. began seeing bugs between April and June.

“We know that pests become more active as the weather gets warmer. There are more food sources, and many of the pests breed,” said Harrison. “As people do their spring cleaning, they should also prepare their homes and backyards against unwanted guests.” Continue reading…

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County Debates Pest Control Program

Board members of Dukes County discussed the drafted outline for the responsibilities of the overseers of the countywide pest management program. The discussion was prompted by the discovery of over $500,000 in surplus. The program appears to favor commercial buildings, and homes are not getting the attention the board would like.

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Dukes County advisory board members, at their meeting March 20, questioned draft memoranda of understanding (MOU) intended to outline responsibilities and define oversight roles for the the county Integrated Pest Management program and the Vineyard Health Care Access program.

The brief discussion came at the end of a long meeting where the advisory board members, who are responsible for oversight of the county budget, learned of a $572,726 surplus in Dukes County accounts at the end of fiscal 2012. The news of a surplus comes at a time when the county is shifting the cost of the two programs entirely to the six Island towns. Five years ago, the county began an incremental shift of the costs to towns, through town meeting warrant articles approved by voters, because county commissioners said there was no money in the county operating budget to fund the programs. Continue reading…

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Pest Control Program Conducts Survey

The Sunshine Coast Council sends out officers to check out residents’ homes for pests each year. These “investigations” are done to catalog what pests are showing up in the neighborhood so the pest control team can treat for them. These surveys are conducted quarterly.

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DON’T be alarmed if Sunshine Coast Council officers stop by soon to investigate pests lurking around your property.

Council officers will be conducting the annual Pest Survey Program in accordance with Section 241 of the Land Protection (Pest and Stock Route Management) Act 2002 throughout the region.

Community Programs Portfolio Councillor Jenny McKay said the purpose of the program was to monitor the distribution and spread of declared pest plants and animals and raise community awareness about them.

“Council’s Pest and Vector Control Officers will be carrying out the survey in rural and peri-urban properties throughout the Sunshine Coast,” Cr McKay said.

“We have broken the Pest Survey Program into four separate programs which will align with the quarters of the year – the first program will commence on 14 April 2013 and the final program will be completed by 31 March 2014. Continue reading…

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Pea Weevil Threatens The U.K.

The Pea bruchid (Bruchus pisorum), or pea weevil, has been making its way through the pea vines of Europe. It is now threatening to set up shop in the U.K.’s pea crops. If the infestation increases, up to 10% of the country’s crops could be compromised.

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Pea bruchid (Bruchus pisorum), an increasingly widespread pest of vining peas in Europe, could establish itself in the UK, the Processors & Growers Research Organisation (PGRO) has warned.

“There is a risk that it could be seen in the UK if average temperature continues to gradually increase,” according to PGRO senior technical officer Becky Ward.

Ward has written a fact sheet, just published by the Horticultural Development Company (HDC), outlining identification, management and control options for the pest, which is also known as pea weevil.

The fact sheet also explores the likelihood of it becoming established in the UK and the potentially serious impact. Initial research shows that heavy infestations could lead to 10 per cent yield losses before harvest and further damage during harvest because infested peas are more likely to shatter. Continue reading…

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Two dozen of the world’s rarest and most desirable historic vintage cars were on display St. Patrick’s Day at the Ventura Farms inaugural Concours Invitational.  The show was located at the estate of David Murdock of Dole Foods. Cars from the most prestigious collections were polished up and shipped in for the event which was to raise money for the Westlake Village YMCA.

The famed Pebble Beach Concours d’Elegance is the gold standard of automobile shows, but a concours with similar panache is making inroads in the Conejo Valley.

On St. Patrick’s Day, March 17, the Ventura Farms inaugural Concours Invitational came to the Lake Sherwood estate of David Murdock, the billionaire chair and majority shareholder of Dole Foods.

The garden area at Murdock’s 2,200-acre farm provided a pristine backdrop to the show as almost two dozen of the world’s rarest and most desirable historic vintage cars were put on display. Vehicles from the Carroll O’Connor Estate and the Automobile Driving Museum, among others, were polished up and shipped in for the event. . . Continue Reading

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Rain, snowmelt and frozen ground led to flooding in multiple waterways around the Quad-City region.  Floods have happened before in this area but not as quickly as this one did.  The town of Morrison is in a low lying area and is accustomed to flooding this time of year but this was more than normal.  Residents used sandbags to help prevent the water from getting in their homes.

Monday wasn’t the day for Whitey’s cows to be stubborn.

Thirteen Holsteins got stranded on the wrong side of the 13-acre Nelson family pasture after snow melt and rain swelled the Rock Creek, flooded backward into the French Creek and cut the cows off from their barn.

Hay alone couldn’t convince the herd the make the soggy slog themselves.

“I thought after a day, they’d get hungry,” Dan Nelson said. “Instead, they stood over there bellowing at us.” . . . Continue Reading

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New Jersey is bracing for another winter storm that could bring moderate to heavy flooding to the low lying and coastal areas.   The storm is hard to track because it is being pushed by forced located over the Pacific and Newfoundland with are both hard to track, data-poor areas.  Meteorologists do know that the storm will be accompanied by high winds and the highest risk of flooding is during Wednesday evening’s high tide.

A major snowstorm lumbered east across the nation’s midsection today, and while meteorologists said it was too soon to tell how badly New Jersey would be hit, they warned that shore communities should brace for high winds and widespread flooding.

“In terms of magnitude nothing can compare to Sandy, but it looks like this system has the potential produce moderate coastal flooding,” Anthony Gigi, a meteorologist with the National Weather Service, said.

Coastal roads that are vulnerable may close, Gigi said, and flood-prone structures could get hit hard. A coastal flood watch is in effect from Wednesday afternoon through Thursday morning for the southern half of the state. . .  Continue Reading

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Tooth Fairy May Indicate Economic Upturn

Economists are always looking for money trends, and their latest find comes from the Tooth Fairy.  According to a poll done by Delta Dental, the average amount of money put under a child’s pillow by the Tooth Fairy was up by 32 cents in 2012.  The former average was $2.10, but the increase to $2.42 may just indicate that people are feeling slightly more secure about their finances.

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Delta Dental is out with its annual Tooth Fairy Poll and it showed that the average amount left under kids’ pillows for lost baby teeth shot up more than 15 percent to $2.42 in 2012 from $2.10 a year earlier.

Looking to the Tooth Fairy, with her little fluttering fairy dust for signs of economic recovery, may at first feel like rock-bottom desperation but it makes sense: The better off a family is doing, the more inclined a parent – er, the Tooth Fairy — is to pad the little things like baby-tooth pay. They may not be ready to buy an iPad or the Barbie Dream House but a little extra under the pillow is doable.

“I’m happy to say that the Tooth Fairy delivered encouraging news about the country’s economic recovery in 2012,” said Bill Hupp, a spokesperson for Delta Dental Plans Association.  Continue reading…

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How To Care For Your Child’s Teeth

Oral hygiene is important to your child’s overall health.  Children should have checkups with the dentist twice a year.  They should also be taught to brush their teeth for two minutes twice a day.

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t’s never too early to start caring for your kid’s teeth. whether you have an infant or a young child, Good dental habits go a long way.

Every child should see the dentist for regular checkups twice a year. the first checkup should happen by the age of one.

“It gives the dentist an opportunity to reinforce oral hygiene, checkup how the child’s doing, find out if there are any problems early and really get an opportunity to get some preventive work, cleaning, a fluoride varnish, and a sealant,” says Dr. Brooks Woodward, the dental director at Chase Brexton Health Services.

He says it’s important for parents to starting brushing their baby’s gums even before the first tooth appears to clear away harmful bacteria. Continue reading…

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A mediation program was announced in New York to give victims of Hurricane Sandy the option to challenge their insurance companies to determine if the settlements they received were fair and to rebut claims improperly denied.  Mediation offers a quick, low-cost resolution and saving homeowners from having to file law suits.  The program is designed for fire and wind claims and will not cover auto or flood claims.  Flood claims which are most of the claims in New York are handled by the federal government.

New York State introduced a program Monday for homeowners battered by superstorm Sandy to challenge insurance companies, providing mediators to determine whether settlements were fair and if claims were improperly denied.

The mediation program, modeled after efforts in Florida and Louisiana, could help thousands of Long Islanders rebut their homeowners’ insurance companies without having to shoulder the expense of filing lawsuits.

“Mediation offers a speedy, low-cost resolution of insurance claims for homeowners who are unable to reach agreement with their homeowners’ insurance companies,” Gov. Andrew M. Cuomo said in a statement. . .  Continue Reading

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There are as many as 80,000 homes in New York City that were damaged by water from Hurricane Sandy.  All of those homes have the potential to have a serious mold problem.  It is important to get rid of mold correctly so that it doesn’t return and cause lingering health problems for residents.  A $15 million Mayor’s Fund has been announced to help New Yorkers rid their homes of mold by professional mold removal as well as workshops and free mold supply kits.

Some Queens homeowners who are battling mold after Hurricane Sandy ravaged their houses may see some relief through a new $15 million initiative sponsored by the Mayor’s Fund to Advance New York City and two nonprofits helping with recovery efforts . But some borough houses of worship contend the plan falls short.

The program, which will be administered by Neighborhood Revitalization NYC and funded through private donations made to the Mayor’s Fund, the American Red Cross and the Robin Hood Foundation, will remove mold in about 2,000 homes in neighborhoods hit hardest by the storm.

It will also run workshops in affected communities to teach homeowners and relief volunteers how to get rid of mold and will hand out thousands of free mold supply kits. . . Continue Reading

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Radon is a relatively unknown health concern.  With new information that showing radon is the second leading cause of lung cancer behind only smoking more people are become aware of the dangerous gas.  Radon is a colorless, odorless gas that occurs naturally in the soil and can enter your home where it gets trapped.  Testing your home is the only way to know the level of radon that exists and if you should have the gas mitigated to avoid health risks.

You can’t see it, taste it or smell it, but its effects can be deadly. It’s called radon, and this invisible, tasteless and odourless gas is sparking a national health advisory campaign to ensure the toxic gas isn’t making its way into homes.

After emerging research revealed radon gas is the second leading cause of lung cancer, Health Canada recently launched an education campaign to inform Canadians about the toxic gas, how to detect and prevent it from seeping into homes through cracks in foundations.

Radon is naturally produced when the uranium in soil and rock break down, and can appear anywhere, even affecting one house in a neighbourhood while leavings others unaffected. When allowed to release into the air, the gas dissipates and is not harmful, but when trapped in areas – such an a basement – it becomes a deadly intruder. . .  Continue Reading

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There are an estimated 5 million uninsured Californians who will be eligible for health insurance coverage under the Affordable Insurance Act.  Enrollment begins October of this year with coverage beginning 2014.  The problem is getting the word out, but a new federal grant of $674 million dollars will help with just that.  The federal grant will pay for a two year marketing campaign as well as fund the program through 2015.

Federal officials awarded California’s new health insurance exchange a $674-million grant, providing money for a crucial marketing campaign aimed at millions of uninsured consumers.

The state-run insurance exchange, Covered California, is seeking to fundamentally reshape the health insurance market by negotiating with insurers for the best rates and helping consumers choose a plan.

Enrollment in the program starts in October for policies going into effect Jan. 1, when much of the federal healthcare law kicks in. . .  Continue Reading

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Whole Foods has developed a health care plan that is innovative and helps combat rising health care costs.  They are self insured which means the company itself pays for the insurance and the claims, making them prudent about their costs.  Healthy Discount Incentives are also available to encourage employees to lead a healthy life style. For those employees who are at high risk there are other options to increase their health, all of these programs change lives and lower health care costs.

Providing employee health care has become a real challenge for businesses, especially in the United States, where costs keep rising inexorably. Though I regret my poor choice of words in describing Obamacare as fascism, clearly something needs to be done to bring affordable, quality healthcare to everyone in this country. I simply think that free enterprise — where people voluntarily exchange for mutual benefit — is a better answer than any government-mandated or -controlled program.

Companies can make a big difference for their employees — providing good health insurance and promoting good health — all while keeping costs down. I call companies who operate this way “conscious businesses” because they understand that health care should not be only about containing costs — it should be about helping people lead healthy, vibrant, fulfilling lives. I have tried to build my own company on these principles. For example, Whole Foods Market is combating rising health-care costs through a range of innovative health-care and wellness plans:

Health insurance plan: As a self-insured company, we spent over $200 million in fiscal 2011 on health care for our team members (this is how we refer to “employees” at WFM). The fact that we are self-insured — the company itself pays their health claims, not an outside insurance company — makes us prudent about our costs. Our plan is based on two programs that work together: a high-deductible plan to pay for catastrophic needs and a personal wellness account (funded by the company either as a health reimbursement account or a health savings account). . .  Continue Reading

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A Des Moines, Iowa fire station has had problems with a leaky roof, skylight and windows since it was constructed 20 years ago.  Attempts have been made to correct the issue with no success. A fire broke out recently due to the skylight and mold has since grown due to the leaks.  The cost of repairs is an estimated $1 million.

The city of West Des Moines will have to spend about $1 million to make repairs to a fire station that has  had a leaking roof, skylight, windows and walls since it was built 20 years ago, the Des Moines Register reports.

The City Council learned Monday night that efforts about 11 years ago to repair Fire Station 17, at 1401 Railroad Ave., failed. A recent assessment by Ames-based Benjamin Design Collaborative found that the station has rotting windows, stains from leaks and some mold growth, the newspaper said.

Fire Chief Don Cox told council members a leaking skylight sparked a small fire recently in a truck bay. . .  Continue Reading

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Draper, Utah residents are being encouraged to test their homes for radon gas.  Some was found in testing done in homes in early November and the gas naturally occurs in the area.  January is National Radon Action Month and is the best month to test your home for radon since levels are highest in the winter months.  The level of exposure and length of time increase the risk of lung cancer.

Draper residents are being encouraged to test for radon gas after several homes within the city tested positive for it in early November. Testing can be done for as little as $7, a small price to pay to protect yourself and loved ones from radioactive gas.

“You really should test for radon gas in your basement. Keep your family safe,” Draper City spokesperson Maridene Hancock said.

Radon gas has been linked to lung cancer. Not everyone who is exposed to radon gas will develop cancer, but the level of radon, as well as the length of exposure, can increase a person’s risks. Smokers who are exposed to radon gas are also at a higher risk. . .  Continue Reading

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The cost of repairs to New York areas train system is looking to be more than double the original estimate.  Repairs and upgrades are needed to stations, tunnels, tracks and bridges and the cost will be around $7 million.  Transit leaders are seeking funds from the proposed $60.4 billion federal disaster relief package.

Costs to repair damage to the New York region’s PATH train system from Hurricane Sandy may be more than $700 million, compared with the earlier estimate of $300 million, the head of the train’s operator said.

The Oct. 29 storm that slammed into the U.S. East Coast caused “tsunami-like conditions” in PATH stations, said Patrick Foye, executive director of the Port Authority of New York and New Jersey. Repairs and upgrades are needed to stations, tunnels, tracks and bridges, he said.

“None of our agencies are talking about a bridge to nowhere,” Foye said today at a Senate Banking Committee hearing in Washington, at which executives from New Jersey Transit and New York’s Metropolitan Transportation Authority also testified. “We’re talking about restoring tunnels, bridges and train stations.”  . .  . Continue Reading

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Some 200 hundreds homes in the Northwest part of Washington D.C. experienced flooding due to heavy rain this past summer.  The D.C. council has submitted a plan to reimburse homeowners for damages not covered by insurance.  The mayor and D.C. water officials disagree with this plan saying that it will set a precedence that cannot be maintained and will cost tax payers millions.

Mayor Vincent C. Gray and senior D.C. Water officials hope to derail a D.C. Council plan that would reimburse flood victims in Northwest, saying it would set a precedent that could leave taxpayers on the hook for millions in future uninsured claims.

When heavy rains overwhelmed the city’s sewer system this summer in Bloomingdale and LeDroit Park, about 200 homeowners and renters reported damage from floodwater seeping under doors or sewage forced into their homes through pipes.

Some of the damage is not covered by homeowners’ insurance, so the council has tentatively approved a bill that would establish a $1 million fund to pay for damage claims. The fund, expected to get final council approval Tuesday, would be paid for through an assessment on residential water bills. . .  Continue Reading

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A new study suggests that air pollution as a direct relation to autism.  The study says unborn children and children under the age one that lived in areas of high traffic congestion had double the risk of developing autism.  However, other scientists say that key factors such as lifestyle, genetics and nutrition were not included in this study and so this information only tells us that air quality contributes to autism but isn’t the direct cause.

The findings from scientists in California, published in the journal of Archives of General Psychiatry, investigated the possible link between autism rates and traffic pollution.

The authors claim that unborn children and those up to the age of one more than doubled their chances of developing the disorder living in traffic-congested areas, and that children in neighbourhoods with the highest air pollution levels were three times more at risk than those living in areas least exposed.

Lead scientist Doctor Heather Volk, from Keck School of Medicine at the University of Southern California said: “This work has broad potential public health implications. . .  Continue Reading

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Renters insurance will cover personal property loss from a fire or burglary but not a flood.  Some residents affected by Hurricane Sandy not only lost all of their belongings, a place to live but aren’t going to get any help in replacing it, if they didn’t have a separate flood insurance policy.  They can apply for federal aid through FEMA and should get some help but how much and when they do not know.

Basic renter’s insurance does not cover damage from flooding, so for so many living in basement apartments in Hoboken, they’re out of luck.

Many lost everything in the storm and insurance won’t cover it and they have nowhere to go.

“I had a poster up here. A Muhammed Ali picture,” said Mike Minter, a Hoboken resident, “I pretty much lost everything. I was able to get the clothes out that I could save, and take it to the dry cleaner. I had a $600 dry-cleaning bill.” . . . Continue Reading

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